Does Your Insurance Protect You From Water Leaks?

Water leaks are not only an annoying plumbing issue to deal with, but they can also cause thousands of dollars worth of property damage, as well as threatening yourself and your loved ones with electrocution or exposure to harmful bacteria.

Read on to find out more about how your insurance company can help you out of a messy water leak situation.

The Importance of Leak Detection

Having a good water leak detection team by your side is imperative for minimizing water damage. The earlier you identify a leak, the less damage it has a chance to cause.

But how can you tell that you even need a leak detection service? There are some signs that you may notice that should prompt you to call Flow Pro Plumbing right away, including:

  • Hearing sounds of running water when no one is running water
  • You notice wet spots and discoloration on parts of your walls and floors
  • Your water meter fluctuates, even though your water usage hasn’t changed.
  • Water bill increasing with seemingly no explanation
  • Your home’s foundation is cracked.

Taking a read of pipes though a device

How Should You React to a Broken Water Pipe?

Man on the phone holding a bucket under a leaky ceiling

The first thing to do if a pipe bursts in your home is to remain calm. Immediately shut off your water supply or call your landlord or building manager if you live in an apartment.

It is also a good idea to cut the electricity to the part of the house where the flooding is. This will prevent the possibility of electrocution. Next, call a trusted plumber, like the experts at Flow Pro Plumbing, and explain your situation.

While you wait for the plumber to arrive, take photos of all the damage that has been done to your home and possessions for your insurance company. You can now begin work on getting the water out of your home and collecting all of your possessions.

The Dangers of Water Damage

Water stain on a ceiling

Concerned about how much of your water damage is covered by your insurance? Well, while every insurance company offers different coverage options and plans, most do protect against natural disasters or flooding due to extreme weather situations like a severe storm.

Some insurance companies also cover plumbing emergencies that are out of the homeowner's power to control, like a broken or burst pipe or a dishwasher hose breaking.

The one thing you likely will not be covered for is a lack of maintenance that causes a pipe to leak. It is for this reason that having your pipes maintained and inspected regularly is so important.

How Homeowners Insurance Can Help

Homeowners Insurance Policy document

Wondering just what homeowners insurance can do to help you with your water leak problem? Well, for one thing, insurance usually gives you support and peace of mind when an emergency strikes.

For example, in the event of a flood, your insurance can take some of the financial burdens off of you, and help you replace andy items you may have lost. Without insurance, you may end up facing your toughest plumbing situations on your own.

Call Flow Pro Plumbing at (925) 329-0050 to speak with a plumbing technician about leak detection in Brentwood! We want to hear all about your experiences with water damage and homeowners insurance. LEave your story in the comments below!

Categories